Meet the Founder
Michael Lucas, a Mental Health Researcher and Clinical Psychotherapist, is passionate about helping individuals navigate life's challenges. With a commitment to community well-being, Michael's team facilitates the seminars to ensure everyone has access to essential knowledge and support. You're in the right place, and we invite you to take the next step toward empowerment.
When you show up. When you leave.
Discover Upcoming Seminars
Retirement 101:
Most of us were never offered a class of Retirement 101 in College or High School. We have been required to simply figure it out on our own how all of the new elements of Retirement are supposed to work together. Elements like Medicare, Social Security, IRA's, 401k's, Advantage plans, long term aging care and all of the taxes - IRMAA, Capital Gains, Required Minimum Distributions, and how we can even now we have enough money saved to support our life and our lifestyle.
Retirement 101:
We also cover the psychology of retirement and aging- including mental health. Classes are offered that can be taught in multiple 1-2 hour sessions, and spread out over 4-5 different dates.
These sessions can be completely customized and personalized in order to meet the needs of your employees or members of your community. Reach out to us directly and tell us how we can serve you!
About us
Unlocking potential and inspiring futures, one free seminar at a time.
Learn Grow
Wise Choices
Smart Steps
We are a nonprofit organization dedicated to eliminating financial illiteracy and fostering personal growth through free educational workshops. Our goal is to provide valuable resources that empower individuals to make informed decisions about retirement, investments, and personal development.
In 2018 my wife ( who does professional retirement planning) and I were invited to join a Retirement Education seminar in central Florida held at a large 55+ community on behalf of a for profit retirement planning firm. The topics included strategies for social security, Medicare, and mitigation of taxes. These residents were well educated, successful, and many have been paying for professional money management for years. At the end of the seminar, we were VERY surprised as dozens of the attendees confessed with gratitude to us how so much of this information had never been explained to them previously! This hit us hard as we recognized how ill prepared most individuals are for retirement! Most don't understand:
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How the IRS taxes your retirement!
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How medical expenses of aging and long term care will likely be the largest expense of your life and what portion Medicare ACTUALLY COVERS
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How to roll over a 401k or IRA into a Roth IRA and eliminate future taxes!
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and much much more.
We felt this messaging important enough to share . Since 2018 we have taught over 10,000 individuals, tools and strategies for retirement at no cost and with no obligation. We have partnered with businesses and 55+ communities and business all over Florida, Texas, and the Carolinas to teach retirement 101.
Testimonials
